VIDEO RESOURCES

The process of filing a PIP claim after a car accident is very straightforward here at Payer Law. We immediately notify your insurance company about the accident and your injuries. Then, we help you get treatment from a doctor or medical facility that understands the proper procedures for handling PIP claims.

If you’re injured in a motor vehicle accident in Miami and your medical bills go beyond the $10,000 covered by PIP insurance, Payer Law is here to help you navigate your options. In many cases, medical providers will agree to treat you and wait to get paid from your personal injury settlement or the at-fault driver’s insurance. If you have health insurance, that’s another route—you may be able to use it for additional treatment. In both situations—whether a provider treats you on a lien or through your health insurance—we’ll step in to help negotiate those medical bills.

If you’re involved in any type of personal injury case in Florida, the state’s comparative fault law will apply. Under Florida’s current law, if you are found to be more than 50% at fault for the accident that caused your injuries, you are not entitled to recover any compensation.

Unlike personal injury cases, workers’ compensation settlements must be approved by a judge, which makes the process a bit longer. After you and the insurance company agree to a settlement, paperwork must be submitted to the workers’ compensation judge for approval. Because of this extra step, it typically takes about four to six weeks from the date of settlement until you receive and can deposit your check.

There’s not comparative fault in workers’ compensation cases like there is in motor vehicle or Miami personal injury cases. Workers’ comp is a no-fault system—meaning if you’re hurt on the job, you’re generally entitled to benefits no matter who caused the accident. The only major exception is if you were under the influence of drugs or alcohol at the time of the injury.