UPDATED: July 29, 2025

What Tactics Do Insurance Companies Use to Pay Out As Little As Possible on Injury Claims in Miami?

Name: What Tactics Do Insurance Companies Use to Pay Out As Little As Possible on Injury Claims in Miami?
Uploaded: 2025-07-29T21:00:45Z
Duration: 1 min 59 s

Video Transcript

Here at Payer Law, we frequently see insurance companies utilizing tactics in order to pay out as little as possible on any claims. They’re an insurance company—they make money by bringing in premiums and paying out as little as possible.

What I frequently see insurance companies doing to minimize the amount they pay an injury victim, a car accident victim, or even in workers’ compensation cases involving people injured at work in Miami, is contacting that individual very quickly. You see this more often in automobile accidents, motor vehicle crashes, slip and falls—those types of personal injury cases—where the insurance company will contact the individual within just a few days of their accident and offer them $500 or $1,000 to settle their case.

Sometimes the insurance company will say, “Hey, all we’re trying to do is provide you with some money to pay your medical bills.” And then what the injury victim thinks is that they’re just getting some help with bills—but they’re not. The insurer will have them sign a release, where they waive any and all claims they have, in return for $500 or $1,000—when that person might actually have a case worth hundreds of thousands of dollars. They just don’t know it.

It is a red flag: when the insurance company calls you within a few days of your accident, you know that insurance company is nervous. They’re trying to minimize their liability, pay you as little as possible, and close your case.

Don’t let them do that. You should never speak to the insurance company until you’ve spoken to and retained an experienced Miami personal injury lawyer.

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