If Your Claim Was Denied or Delayed
After a work injury, you may find yourself balancing urgent priorities, such as keeping up with household expenses while you are out of work and making sure you receive proper medical care.
Insurance companies are known for making it difficult for injury victims to receive their benefits, even when their claims are valid. Insurers often prioritize their profits over their clients’ payouts and may use tactics to reduce compensation. The benefits from personal injury or workers’ compensation claims you’re entitled to can be unfairly delayed or denied by insurers, so it’s important to be aware of bad faith tactics.
If you’ve been injured at work and have faced issues with your workers’ compensation claim, hiring an attorney to advocate for you can help speed up the process and improve your chances of a successful outcome.
If Your Benefits Don’t Cover All Your Costs
Workers’ compensation does not cover all of the wages you’ve lost due to your injury, but it covers medical expenses. If you’ve filed a personal injury claim, you don’t want your claims to be undervalued. Florida’s law allows personal injury lawsuits to recover economic and non-monetary damages, covering lost wages, potential earning capacity, pain and suffering and loss of quality of life.
Insurance adjusters often push for quick settlements, even while you’re still receiving treatment and unaware of your case’s true value. Discussing your case with an attorney will help you determine the actual value of your claims and what is available to you.
If You Have a Serious or Permanent Injury
You may not be able to return to work right away, depending on the severity of the injury. Some may cause temporary disabilities or injuries requiring surgery, or permanent disabilities that could prevent you from returning to your previous position.
A serious injury under Florida’s law is defined as:
- Significant or permanent loss of bodily functions
- Permanent injury
- Significant and permanent scarring and disfigurement
- Death
Having an experienced legal team like Payer Law can ensure you pursue all options available to you and secure the maximum compensation you deserve. Without an attorney to review your case, there’s a chance you could miss an avenue of recovery.
If You’re Being Pressured To Return to Work Too Soon
If your employer pressures you to return to work before your doctor lifts restrictions, you have the right to protect your recovery. Going back too soon can put your workers’ compensation benefits at risk and may cause your condition to worsen. Always follow your doctor’s treatment plan to safeguard both your health and your eligibility for benefits.
If you think your employer is pressuring you after a serious injury to return to work early, Payer Law can intervene. Our team will assist in making sure your employer follows the rules, so you’re not left to defend yourself alone or risk worsening your condition.
If You Suspect Negligence from Someone Other Than Your Employer
If your workplace injury was caused by someone other than your employer, you may be able to file a third-party liability claim. To succeed, you must show that the third party was negligent, owed you a duty of care, and that their failure caused your accident and injury.
Examples of potential third parties include:
- Owners of unsafe property at a job site
- Manufacturers of defective tools or machinery
- Defective equipment that caused your injury
- Subcontractors who made errors
- Negligent drivers who caused a work-related accident
If you believe you have a third-party claim, you may be entitled to a lawsuit settlement, and can still receive workers’ compensation benefits at the same time.
If You’re Unsure of Your Rights or the Process
Florida’s workers’ compensation system can be complex. Strict deadlines apply, and it is not always clear what benefits you qualify for or whether you may also have the right to pursue additional legal action against someone other than your employer. The process can be especially challenging if your insurance company delays or denies your claim.
Getting legal help after a work injury in Miami by working with a skilled Miami workers’ compensation lawyer can make the process easier, reduce your stress, and let you focus on recovering from your injury.
We take pride in offering specialized representation to each client. We blend a proactive, hands-on approach with meticulous attention to detail, and genuine empathy for those we serve. Our Miami legal team will do everything possible to build the strongest case possible to pursue the compensation you deserve.
Why Acting Quickly Matters
If you are injured at work, Florida law requires you to report the injury to your employer within 30 days of the accident.
If you plan to file a lawsuit against someone other than your employer, Florida’s statute of limitations generally gives you two years from the date of the injury or from the date you discovered it. Missing either deadline can prevent you from receiving benefits or pursuing damages. Acting promptly is essential to protect your right to compensation after an accident.
Work Injury Case Results in Miami & South Florida
Payer Law has been able to achieve life-changing settlements for workers injured in Miami and South Florida, such as:
- $10M jury verdict for a Miami garbage truck helper run over by a co-worker.
- $1.48M jury verdict for a West Palm Beach worker struck in the eye with a nail gun.
- $1M settlement for a Miami warehouse worker with a traumatic brain injury and severe spinal cord damage.
- $675K settlement for a Miami worker with multiple herniated disks and foot drop.
- $300K settlement for a Fort Lauderdale warehouse worker with spinal cord injuries after a fall.
We take pride in providing proven results for our clients, and will treat your case with the personalized service and aggressive representation you deserve.
Work Injury Case We Handle
Payer Law’s attorney James D. Payer and our team have over 30 years of experience representing victims of workplace injuries in and around Miami and South Florida. Some of the cases we’ve handled include:
- Car accidents while on the job
- Truck accidents while working
- Construction accidents
- Falls from heights
- Slip-and-fall accidents at work
- Electrocution accidents
- Heavy machinery and equipment accidents
- Warehouse accidents
- Repetitive strain and overexertion injuries
- Injuries from defective or unsafe equipment
- Workplace explosions or fires
- Exposure to hazardous substances
- Maritime and dockworker injuries
- Workplace violence injuries
Contact Payer Law for a Free Work Injury Case Review
From filing claims and negotiating with insurance companies to pursuing third-party lawsuits, our legal team at Payer Law will handle all aspects of your case, using our decades of experience helping injured workers in Miami and South Florida. No matter the circumstances of your claim, we will do everything in our power to help you take action and recover the compensation you need to recover from your workplace injury. There will be no legal fees unless we win your case.
Contact our office today for a free consultation or call (305) 363-7099. It Pays To Call Payer.
