What Types of Car Accident Injuries Qualify for Compensation After an Accident in Miami?

Most injuries from a car accident may qualify for compensation, particularly when another driver is at fault. The amount you recover depends on how serious your injuries are and how they affect your daily life, work, and medical care. Even seemingly minor injuries can cause lasting pain or lead to unexpected medical costs, and some symptoms may take time to appear. At Payer Law Personal Injury Lawyers, we’ve helped Miami crash victims recover compensation for everything from whiplash to life-changing spinal injuries.
James Payer

Reviewed by: James D. Payer

Last Updated: November 21, 2025

What Injuries Can You Get Paid for After a Car Accident?

Car accident injuries can vary greatly, from minor cuts and bruises to more severe, lasting injuries. If you’ve been a victim, remember that you deserve fair compensation. James D. Payer and our team at Payer Law have handled many car accident cases involving different types of injuries. 

Nearly any injury can qualify for potential compensation, which can be secured with proof, evidence of treatment, and documentation of how the injury has affected your ability to live and work. Your attorney will help you prove these claims, strengthening your case.

What Injuries Can You Get Paid for After a Car Accident?

Car accident injuries can vary greatly, from minor cuts and bruises to more severe, lasting injuries. If you’ve been a victim, remember that you deserve fair compensation. James D. Payer and our team at Payer Law have handled many car accident cases involving different types of injuries. 

Nearly any injury can qualify for potential compensation, which can be secured with proof, evidence of treatment, and documentation of how the injury has affected your ability to live and work. Your attorney will help you prove these claims, strengthening your case. 

Whiplash and Soft Tissue Injuries

Whiplash and soft tissue injuries to the neck and upper back are common after collisions, when your head and body are jolted from the impact. These injuries can cause pain and stiffness in the neck and back, headaches, limited range of motion, and tingling and numbness. 

Head and Brain Injuries

Head or brain injuries after a car accident can cause symptoms such as headache, dizziness, confusion, and loss of consciousness. These are serious injuries and can have long-lasting effects, including memory loss, cognitive impairments, and emotional difficulties.

Broken Bones and Orthopedic Injuries

Collisions can cause fractures, broken bones, and orthopedic injuries in various parts of the body, including the arms, shoulders, legs, ribs, and pelvis. These injuries can vary from stress fractures to simple breaks or more serious open, compound fractures, and may result in long-term effects. 

Back, Spinal Cord, and Disc Injuries

Accidents can cause physical trauma, such as disc, spinal, or back injuries. Injuries to the vertebrae and back can result in severe pain, limited mobility, muscle weakness, numbness, or tingling. These injuries can also lead to life-changing conditions like paralysis and incontinence. 

Emotional and Psychological Injuries

Car accidents can cause more than just physical pain. These events can also lead to emotional or psychological injuries and impacts. After a collision, some may develop post-traumatic stress disorder, severe anxiety around driving, depression caused by injuries from an accident, and other emotional distress.

How Do You Prove Your Car Accident Injuries Qualify for Compensation?

You need to have evidence to support your claim that your injuries from a car accident in Miami qualify for compensation. Insurers often try to challenge injury claims to minimize your payout, and strong documentation of your injuries is crucial in preventing their tactics from damaging your case.

Evidence that can help support your claim includes:

  • Medical records: This includes doctors’ notes, imaging from MRIs or X-rays, physical therapy records, and treatment documentation.
  • Police records: Police reports or witness statements that outline what happened.
  • Physical Evidence: Photos, videos from the crash, or surveillance or dash camera footage.
  • Expert testimony: Accident reconstruction experts and medical experts can testify to the severity of your injuries.

Payer Law will thoroughly investigate your accident and gather all available evidence, organizing and preparing it to present to insurance companies and build the strongest case possible. Our legal team will hold them accountable and commit to getting you what you need to recover.

What Types of Compensation Can You Get for Your Injuries?

If you’re injured in a Miami car accident, you may be entitled to compensation for:

  • Medical bills: Past and current medical expenses for ER visits, surgeries, physical therapy, and prescriptions.
  • Lost wages: Compensation for time missed at work, or reduced earning ability.
  • Pain and suffering: The physical pain and emotional distress the accident caused.
  • Future medical care: Long-term or permanent treatment needs in cases of long-term injuries or permanent disabilities.

In Florida, you may qualify for non-economic damages like pain and suffering if your injuries are permanent or severe. Insurance companies move fast, but our attorneys know what your injuries are really worth and will help you secure fair compensation.

Payer Law Fights for Every Dollar of Compensation for Your Car Accident Injuries

The car accident lawyers at Payer Law will fight insurance companies’ attempts to undervalue your claim for injuries caused by a collision. You deserve legal representation with a proven track record that knows how to stand up to insurance companies and recover every dollar you are owed for medical costs, lost wages, and your pain and suffering.

Our team has over 30 years of experience assisting victims and has secured more than $100 million in damages through aggressive legal strategies combined with compassionate, client-focused, personalized service. You’ll have 24/7 access to your attorney, and you can always speak directly to them, not a case manager. We also offer services in Spanish. 

If you’ve been injured in a Miami car accident—even if you think your injuries are minor—contact Payer Law for a free consultation or call our Miami office at (305) 363-7099. We’ll explain your rights and fight for the full value of your claim. It pays to call Payer.

FAQs About Car Accident Injuries and Compensation in Florida

What if my injuries don’t seem serious right away?

You should always seek medical attention as soon as possible after a collision. Some injuries do not appear immediately, and symptoms may not show right away, but delaying treatment can lead to serious health consequences. Additionally, insurance companies may try to deny your claims if you wait too long to see a doctor and then claim that the injury and accident are unrelated.

Yes, depending on your ability to prove and show the emotional and psychological trauma caused by the accident, you can get compensation for pain and suffering.

According to Florida’s statute of limitations, you have two years to file a car accident injury claim. This means you have two years from the date of the accident to file a claim, and if you miss this deadline, you will be unable to secure compensation. 

Personal Injury Protection (PIP) insurance covers up to 80 percent of medical expenses and up to 60 percent of lost wages, up to a total of $10,000. Any other damages you have that exceed $10,000 will be up to you to pay, or you can pursue a lawsuit for more compensation.

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