MIAMI WORKERS’ COMPENSATION LAWYER
At Payer Law Personal Injury Lawyers, we understand that being injured on the job can be overwhelming—physically, emotionally, and financially. You need time to focus on healing, not paperwork or insurance disputes. With 30 years of experience helping Miami workers recover, our Miami workers’ compensation lawyer, James D. Payer, is committed to guiding you through the workers’ compensation process and standing up for your rights. It pays to call Payer.
Reviewed by: James D. Payer
KEY TAKEAWAYS
- Workers’ compensation provides a way for employees to quickly access benefits without needing to prove negligence in a lawsuit.
- The benefits Miami workers may be entitled to under workers’ compensation depend on the type and severity of the injury.
- While there is no strict time limit to see a doctor after a work injury in Miami, it is best to seek medical attention within the first 24–48 hours.
- Miami workers must report their injury to their employer within 30 days of the accident or noticing symptoms, preferably in writing.
- Miami workers have two years from the date of injury or discovery to file a workers’ compensation claim.
- Payer Law provides free consultations and work on a contingency fee basis—no upfront costs, and you pay nothing unless we win your case.
- We have recovered over $100 million for injured workers throughout Miami-Dade County, securing compensation for medical bills, lost wages, and more.
- Our staff is multilingual, offering services in both Spanish and English.
Table of Contents
- What is Workers’ Compensation?
- Benefits Miami Workers Are Entitled to Under Workers’ Compensation
- Steps to File a Workers’ Comp Claim in Miami
- Important Deadlines for Workers’ Comp Claims in Miami
- What if Your Miami Work Comp Claim is Denied?
- Common Accidents That Result in Miami Workers’ Comp Claims
- Do You Need a Lawyer to File a Miami Workers’ Compensation Claim?
- Third-Party Work Injury Claims
What is Workers' Compensation?
Workers’ compensation is a no-fault system. Miami employers must purchase workers’ compensation policies to cover their employees’ work-related injuries or illnesses. Workers’ compensation provides a means for employees to quickly access benefits without needing to prove negligence in a lawsuit. Workers’ compensation is the exclusive remedy employees have against their employers, meaning they generally cannot sue their employers for their injuries.
Benefits Miami Workers Are Entitled to Under Workers’ Compensation
The benefits Miami workers may be entitled to under workers’ compensation depend on the type and severity of your injury. Miami workers can receive:
- Medical expense coverage – Full payment for treatment, surgeries, and rehabilitation.
- Lost wage benefits – Compensation for income lost while recovering.
- Disability benefits – For temporary or permanent impairments that reduce your ability to work.
- Death benefits – Families of workers killed on the job may qualify for financial support.
At Payer Law, we ensure you receive every benefit you are entitled to and that no detail is overlooked.
Steps to File a Workers’ Comp Claim in Miami
Filing a claim can feel complicated, but with Payer Law by your side, the process is straightforward and fully supported:
- Report Your Injury Immediately – Notify your employer right away and document the accident.
- Seek Medical Attention – Even minor injuries need proper treatment; follow your doctor’s instructions. While there is no time limit to see a doctor after a work injury in Miami, it is best to get attention within the first 24-48 hours after your injury.
- Complete Claim Forms – Fill out employer-provided forms accurately and keep copies.
- Submit Your Claim – Your employer will forward the claim to their insurance company.
- Receive Benefits – Once approved, coverage may include medical bills, lost wages, disability, or rehabilitation.
We guide every client through these steps with hands-on attention, ensuring nothing is missed.
Important Deadlines for Workers’ Comp Claims in Miami
Deadlines in Miami workers’ compensation cases are strict, and missing one can jeopardize your benefits. Here’s what Miami workers need to know:
- Report Injury to Employer: Miami workers’ must report your injury within 30 days of the accident or noticing symptoms (use written notice).
- File Workers’ Comp Claim: Within 2 years of injury or discovery.
- One-Year Gap Rule: Don’t go 12 months without authorized treatment.
- Employer Notifies Insurer: Within 7 days of your report.
- Independent Medical Exams (IME): Attend all scheduled exams to avoid delays or denial.
Payer Law ensures all deadlines are met and protects your right to full benefits.
Florida’s workers’ compensation law (F.S. §440.185) requires that an employee who suffers an injury at work must notify his or her employer of the injury no later than 30 days after the date of injury. We always recommend that this “notice” be provided to your supervisor and should always be in writing to prevent an employer from denying that notice was provided in an attempt to deny your claim. Today many injured workers are using text messages to document “notice” by saving the message and taking a screenshot. [We have successfully used text messages to prove “notice” in Court and help injured workers get the benefits they deserve.]
– James D. Payer
What if Your Miami Work Comp Claim Is Denied?
If your claim is denied, you have the right to appeal. Our team at Payer Law can help you file a Petition for Benefits with the Office of the Judges of Compensation Claims (OJCC). We will:
- Guide you through mediation with the insurer to seek a fair settlement.
- Prepare and present your case if negotiations fail.
- Aggressively advocate for your rights in front of a workers’ compensation judge.
With Payer Law, you’re never alone—we handle the legal challenges so you can focus on recovery.
Common Accidents That Result in Miami Workers’ Comp Claims
Miami’s diverse industries—from construction to tourism, ports, and outdoor labor—present unique workplace hazards. Some of the most common accidents resulting in workers’ comp claims in Miami include:
- Vehicle-related accidents
- Construction Accidents
- Slips, trips, and falls
- Lifting and overexertion injuries
- Struck or caught in equipment
- Cuts and lacerations
- Electrical accidents and electrocutions
- Repetitive strain injuries
- Heat-related illnesses
Payer Law helps workers injured in any of these accidents document their injuries, navigate the claims process, and secure fair compensation. Learn more in our blog: The 8 Most Common Workplace Accidents in Miami.
Do You Need a Lawyer to File a Miami Workers’ Compensation Claim?
Technically, you are not required to hire a lawyer to file a workers’ compensation claim in Miami. But when you’re injured and worried about medical bills, lost wages, and supporting your family, going through the process alone can put your benefits at risk.
At Payer Law Personal Injury Lawyers, we believe no injured worker should have to face insurance companies by themselves. With 30 years of experience and over $100 million recovered for clients, our team knows how insurers try to deny or delay workers’ compensation claims—and we don’t let them get away with it.
When you work with us, you’re treated like family from day one. We’ll:
- Investigate your accident and gather evidence to strengthen your work comp claim.
- Make sure every form and deadline is handled correctly.
- Communicate with your employer and their insurance company so you don’t have to.
- Fight aggressively if your workers’ compensation claim is denied, protecting your right to the benefits you need to heal and move forward.
It pays to call Payer. Our dedicated team is available 24/7, offers free consultations regarding your workers’ compensation case in Miami. We are committed to giving your case the personal attention it deserves.
Call (305) 363-7099 today to talk directly with a Miami workers’ compensation lawyer who will stand up for you.
Reviews from Our Miami Workers' Compensation Clients
They handled my worker’s compensation case with care and made what was a stressful ordeal into an extremely smooth process
James Payer and his team are exceptional at what they do. They handled my worker’s compensation case with care and made what was a stressful ordeal into an extremely smooth process, putting me at ease the entire way. Payer law fought for what was right and I was very pleased with how things turned out. I’ve since recommended friends/family over to Payer Law and would definitely return again if needed.
John V.
Past Workers’ Comp Client
I highly recommend him for any Workers Compensation or Personal Injury Case.
Mr. Payer represented me in a Workers Compensation Case a few years back. He was always available to answer any questions…and I had a lot of them while my case was opened. He had the ability to explain every step, detail and benefit that I was entitled to. I highly recommend him for any Workers Compensation or Personal Injury Case.
Wilmer D.
Past Workers’ Comp Client
No better worker’s compensation/Personal Injury Attorney in Miami.
Mr. Payer and the staff are great. They make you feel like family and are very sensitive to your situations. No better worker’s compensation/Personal Injury Attorney in Miami.
Jose R.
Past Workers’ Comp Client
James Payer handled two of my workers’ comp cases and I am very pleased with his results.
I highly recommend Mr. Payer for any workers compensation cases. Him and his staff are very professional and welcoming, he handled two of my cases and I am very pleased with his results.
Oscar C.
Past Workers’ Comp Client
James Payer handled two of my workers’ comp cases and I am very pleased with his results.
I highly recommend Mr. Payer for any workers compensation cases. Him and his staff are very professional and welcoming, he handled two of my cases and I am very pleased with his results.
Oscar C.
Past Workers’ Comp Client
My family and I have been with Payer Law for over 23 years, and I can attest to their phenomenal customer service.
My family and I have been with Payer Law for over 23 years, and I can attest to their phenomenal customer service. Mr. Payer is an exceptional lawyer, along with his amazing staff. Mr. Payer and Genesis have always been a call away, and I have recommended and will continue to recommend them to anyone with workers’ compensation or personal injuries.
Carolina T.
Past Workers’ Comp Client
My family and I have been with Payer Law for over 23 years, and I can attest to their phenomenal customer service.
My family and I have been with Payer Law for over 23 years, and I can attest to their phenomenal customer service. Mr. Payer is an exceptional lawyer, along with his amazing staff. Mr. Payer and Genesis have always been a call away, and I have recommended and will continue to recommend them to anyone with workers’ compensation or personal injuries.
Carolina T.
Past Workers’ Comp Client
I recommend Mr. James Payer, and longtime staff, Nick and Lysette to anyone that has a workers compensation claims.
I’ve been dealing with Payer Law for about 20 years and I can vouch for their exceptional legal experience and incomparable customer service. I’m honored to know this group of professionals. I recommend Mr. James Payer, and longtime staff, Nick and Lysette to anyone that has a workers compensation and auto accident claims.
Angeles B.
Past Workers’ Comp Client
I recommend Mr. James Payer, and longtime staff, Nick and Lysette to anyone that has a workers compensation claims.
Even at my most difficult time suffering a stroke unable to speak or walk properly, Mr. Payer and his Group kept me informed of all the essential documents updates and necessary steps they have taken towards my worker compensation case.
The patience this team has is priceless. They are a jewel in this day and time I never felt left out. My worker compensation case was settled thanks to this God given powerful Lawyer Mr. Payer and staff.
Sybrina H.
Past Workers’ Comp Client
Really recommend Mr. Payer for anyone needing help with their workers comp.
Mr. Payer represented me in my Workers Comp. He is a great attorney he answered all my questions and concerns. Really recommend Mr. Payer for anyone needing help with their workers comp.
Chris O.
Past Workers’ Comp Client
Third-Party Work Injury Claims in Miami
Even if you are receiving workers’ compensation benefits, you may be able to pursue a third-party claim with the assistance of a Miami work injury lawyer against someone other than your employer who contributed to your injury. Third-party claims can cover expenses and damages not included in workers’ comp, such as pain and suffering or property damage. Unlike workers’ compensation, you must show the other party was at fault. Recovery may be reduced if you share responsibility, and most claims must be filed within two years. Consulting a lawyer promptly is critical.
Miami Work Comp FAQs
Can You Be Fired for Filing a Workers' Compensation Claim?
You cannot be fired for filing a workers’ compensation claim in Miami. Florida Statute § 440.205 states that your employer cannot “discharge, threaten to discharge, intimidate, or coerce” you into taking any action in response to a workers’ compensation claim. If you’re facing employer retaliation at work, talk to a lawyer immediately to discuss your legal options.
12000 Biscayne Blvd STE 503
Miami, FL 33181
(305) 363-7099
Hours: Open 24 hours daily
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