UPDATED: August 1, 2025

What Happens If Your Medical Bills Exceed PIP Limits After a Car Accident in Miami?

Video Transcript

If you’re injured in a motor vehicle accident in Miami and your medical bills go beyond the $10,000 covered by PIP insurance, Payer Law is here to help you navigate your options. In many cases, medical providers will agree to treat you and wait to get paid from your personal injury settlement or the at-fault driver’s insurance. If you have health insurance, that’s another route—you may be able to use it for additional treatment. In both situations—whether a provider treats you on a lien or through your health insurance—we’ll step in to help negotiate those medical bills. Our goal is always to put as much money as possible into your pocket. Every dollar we reduce from your medical bills is another dollar that goes directly to you. That’s what you deserve, and that’s what we fight for.

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