UPDATED: March 5, 2025
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Reviewed by: James D. Payer
Last Updated: March 5, 2025
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What is Personal Injury Protection (PIP)?
Personal Injury Protection (PIP) is a type of insurance in Florida, also known as no-fault insurance. It provides coverage for people involved in automobile accidents by paying for lost wages due to missed work or covering medical bills—up to $10,000—for treatment related to the accident.

Can You Be Reimbursed for Lost Wages After a Motor Vehicle Accident in Florida?
Yes, you can be reimbursed for lost wages after a car accident in Florida. Your own PIP insurance covers part of your lost income, and you may also recover from the at-fault driver’s insurance. After a crash, make sure you explore both options—because it pays to call Payer.

What are Personal Injury Damages?
Personal injury damages refer to the compensation you're entitled to after an injury caused by someone else's negligence. Think of them as any change to your appearance or life, along with anything that has cost—or will cost—you money.
This includes pain and suffering, scarring, and disfigurement. It also covers your medical bills, both those you've already incurred and those you’ll need to pay in the future.

What to Expect When You Work With Payer Law
The family atmosphere here at Payer Law is very important to us. It's also very important to our clients. It helps them understand their case, and it helps us understand them. We treat everybody like they're family here. That family atmosphere just makes clients feel more comfortable—they don’t feel like just a number when they’re at Payer Law. They feel more like a member of the family.