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| Resource > Articles |
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| How To Do Deal with Any Insurance Company After an Accident: Dos and Don’ts |
| "Dos" |
| When dealing with an insurance company after a serious car, truck, or motorcycle accident, victims should follow the following general guidelines: |
- Contact your insurance company as soon after the accident or injury as possible.
- Gather as many details about the accident as possible. Document how the accident occurred, the names and contact information of any witnesses, and the insurance information of the other driver(s). If possible, take pictures.
- Take time to read and understand your auto insurance policy and understand it.
- Keep a written account of any conversations and dealings with the insurance officers, agents, and any other people involved in the claims process.
- Save receipts and bills for all expenses relating to your accident. These include bills for repair work on the damaged vehicle, alternative travel expenses, and medical costs.
- Be honest with the insurance investigators so that your car accident claim is not denied on grounds of fraudulence.
- Determine whether you have more than one insurance policy that provides coverage for your accident or injury. Many people have multiple insurance policies under which they may be able to file valid insurance claims.
- Pay attention to any time limits on your insurance claim. Insurance companies require you to file a claim within a specific period after an accident or injury.
- Contact the experienced auto insurance and car accident lawyers at the Payer Law Group. We will put our experience to work for you. We have the answers you need.
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| "Don’ts" |
| You should avoid the following when dealing with an insurance company after a car, truck, or motorcycle accident: |
- Do not admit to having been at fault in any way. Stick to the facts without expressing any opinion. It is not your job to ascertain liability.
- Do not give anything in writing to any insurance officers, whether your own or the other party’s, if you do not understand any part of your policy or claim.
- Do not take everything that your insurance agent tells you as the last word, especially regarding the value of your claim or a settlement. Plain and simple, insurance companies make money by taking money away from you. They will try to minimize the payout on your claim and often will lie about what you are entitled to in order to force you to settle the claim. Rather than simply accepting their estimates, contact Payer Law Group.
- Do not sign a release or waiver of any kind. If you are not sure about what you are being asked to sign, consult an attorney at Payer Law Group for help (407) 648-1510.
- Do not accept any settlement as a full and final payment unless you are certain that it represents fair compensation for your losses.
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| Disclaimer |
| This publication and the information included in it are not intended to serve as a substitute for consultation with an attorney. Specific legal issues, concerns and conditions always require the advice of appropriate legal professionals. |
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